J R HOUSING

J R Housing ::: Frequently Asked Questions

Before you decide on a property, study the pros and cons, know the legalities, documentation and everything that needs to be known.


	What are the extra charges that a transaction comprises of? ◙ Government levies like Stamp Duty and Registration ◙ Maintenance Charges.


	Does approval from financial institutions increase the credibility of the builder? Reputed institutions do not offer loan on projects with low credibility, only property with clear titles are approved by them.


	What are the documents required to obtain a housing loan? In the case of a Salaried Person, documents required are as follows: ◙ Form 16 - 1 Year ◙ Last 3 Months Bank Statement ◙ Appointment Letter ◙ Last 3 Months Salary Slip ◙ Photo ID ◙ Age Proof ◙ Signature & Residence Proof In the case of a Self Employed Person, documents required are as follows: ◙ IT Returns for the Last 2 Years ◙ Last 6 Months Bank Statement ◙ Profit/Loss Account Attested by the CA ◙ Photo ID ◙ Age Proof ◙ Signature & Residence Proof ◙ 4 Passport size photographs


	In the case of a Non-Resident Indian, documents required are as follows: The above mentioned details for Salaried / Self-Employed and One guarantor in India.

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